AI-Powered Credit Repair
Take Control of Your Credit Future
AI-powered tools, real-time tracking, and step-by-step guidance to repair and grow your credit — faster than ever.
Simple Process
Simple Steps to Better Credit
Follow our proven three-step process to start improving your credit score today
1
Connect Your Credit Report
Users securely link their credit report via API connections to major credit bureaus (Experian, Equifax, TransUnion).
What happens technically: The system pulls credit data using authorized APIs or third-party connectors like Plaid, ScoreCEO, or IdentityIQ.
2
AI Scans & Recommends
Once data is connected, the platform's AI analyzes the credit report to identify:
- • Negative or inaccurate accounts
- • Late payments or inquiries
- • Score impact areas
- • Personalized dispute suggestions
3
Repair & Track Progress
Users can generate or send disputes, then track progress and score improvements in real time.
Core functions here:
- - Automated dispute generation
- - Status tracking (“Pending”, “Resolved”, “Verified”)
- - Monthly score trend visualization
Key Features
Everything You Need in One Platform
Follow our proven three-step process to start improving your credit score today
AI-Powered Credit Analysis
Analysis your credit with AI
Dispute Letter Automation
New Dispute Letter
Generate a dispute letter for your client
Letter Preview
Review and edit before sending
Letter content will appear here
after generation...
Real-Time Credit Score Tracking
Top Performing Clients
Highest score improvements
Emily Davis
587 → 672
+ 85pts
John Smith
590 → 658
+ 68pts
David Wilson
537 → 605
+ 68pts
Sarah Johnson
570 → 625
+ 55pts
Michael Brown
518 → 573
+ 55pts
Secure Document Management
Drag & Drop Files Here
or Browse
Documents
Documents
Documents
Documents
Interactive Learning & Certification
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Modules
Module 3: Advanced CSS
Module 4: JavaScript Fundamentals
Course Completion & Certification
Complete all modules to unlock your certificate.
How We Are Different
Your Progress — Clear, Visual, and Actionable
Every number, letter, and alert designed to guide you toward your credit goals.
| Feature | Credit Karma | CREDIT MATRIX PRO AI |
|---|---|---|
| Credit Education | ||
| Score Tracking | 24/7 "Chet" AI | |
| AI Assistant | 24/7 | "Chet" AI |
| Action Plans | ||
| Dispute Letters | Auto Generator | |
| Certification | Credit Matrix Certified | |
| In-App Actions | Smart Tasks, Alerts |
Credit Education
Credit Karma
Credit Matrix Pro AI
Score Tracking
Credit Karma
Credit Matrix Pro AI
24/7 "Chet" AI
AI Assistant
Credit Karma
24/7
Credit Matrix Pro AI
"Chet" AI
Action Plans
Credit Karma
Credit Matrix Pro AI
Dispute Letters
Credit Karma
Credit Matrix Pro AI
Auto Generator
Certification
Credit Karma
Credit Matrix Pro AI
Credit Matrix Certified
In-App Actions
Credit Karma
Credit Matrix Pro AI
Smart Tasks, Alerts
Testimonials
Trusted By Forward-thinking Businesses
Danielle R.
Atlanta
"I didn't just watch my score — I FIXED IT. Credit Matrix showed me what to do and when. 100-point jump in 90 days."
Marcus T.
Phoenix
"The AI assistant Chet feels like a coach. I never knew rebuilding credit could be this easy."
Danielle R.
Atlanta
"I didn't just watch my score — I FIXED IT. Credit Matrix showed me what to do and when. 100-point jump in 90 days."
Marcus T.
Phoenix
"The AI assistant Chet feels like a coach. I never knew rebuilding credit could be this easy."
Marcus T.
Phoenix
"The AI assistant Chet feels like a coach. I never knew rebuilding credit could be this easy."
Danielle R.
Atlanta
"I didn't just watch my score — I FIXED IT. Credit Matrix showed me what to do and when. 100-point jump in 90 days."